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325.695.0222

Boat Insurance in Abilene and San Angelo, TX

In TX summer can only mean one thing – boating! However, while a leisure activity, hitting the water is not without associated risks. At CBS Insurance, LLP, we understand the exposures facing those who own a boat, and are dedicated to keeping them protected with customized insurance coverage.

From sailboats and yachts to jet skis and runabouts, we routinely insure a variety of boats in Abilene, San Angelo, and the surrounding areas.

Standalone Boat Insurance Quotes in Abilene, TX

Many boaters believe that their homeowners’ policy will provide coverage for their boat. While there are some very basic coverages that extend to a watercraft, such as liability, these coverages are limited to boats with a certain horsepower. Actual damage to your watercraft is often excluded from being claimed on a homeowners’ policy. The best way to cover your watercraft is with a boat insurance policy, which one of our agents will happily quote for you.

Levels of coverages offered at CBS Insurance, LLP include replacement watercraft, agreed value and guaranteed value policies.  Additional coverage is also available for fishing equipment, trolling motors, radios, cameras, cell phones, life jackets, ropes, buoys, medical payments for skiers, and more.

Insurance for Outboard Motors, Fishing Equipment, and More

We work with carriers that offer specific coverages and discounts especially beneficial for boat owners. Our goal is to educate our clients, so we encourage boat owners to use their insurance policies in the most efficient way. For example, one common misconception is that it’s good practice to cancel boat insurance policies during the winter months. We advise our clients against leaving themselves unprotected in this way.

To make maintaining protection easier and more affordable for clients, we’ve chosen to work with carriers that offer incentives for keeping your policy active all year, such as renewal or longevity discounts, disappearing deductibles, deductible waivers, and other added coverages.

Why a Boat Insurance Policy Lends More Protection

CBS Insurance, LLP agents get to know you and how you use your boat to create a policy that fits your needs perfectly. One question we always ask is where you moor your boat during season and where it’s stored during off-season. If they’re separate locations, we review the benefits of a standalone boat insurance policy, which generally provides broader coverage that is not limited by the boat’s location.

We also like to ask the primary usage of the boat (fishing, skiing, residence, vacation, etc.), where it is primarily used, and if it is trailered to other lakes, towns, counties or states. We also help you protect your content by learning about the types of items that are kept on the boat, like ropes, life jackets, fishing equipment, extra motors, and more. All these facts help us create a policy that covers every aspect of your boating experience.

To review your boat insurance options with fellow boaters, request a quote or contact us today.

Additional Resources

Our Location

CBS Insurance

3005 South Treadaway
Abilene, TX 79602
Main office: 325-695-0222
Toll free: 800-588-3124
Fax: 325-695-0228

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

CBS Insurance has been our insurance agent for ten plus years. With all the problems and complexities in the oil business, it has been a relief not to worry about whether we have enough insurance coverage or whether we were wasting money on coverage that we did not need. While some businesses have had to close their doors due to increasing insurance costs, CBS has worked hard to keep our costs under control. CBS Insurance has been with us through the good times and the bad times. When we had to have an answer today, we got it today. Their honesty and loyalty shown to us through the years have helped to create not only a good business relationship, but also a great friendship that only comes from someone always being there for you. To be successful, you have to surround yourself with good people. CBS Insurance is in that category and they have contributed to our success over the years. They have been a constant for us in an ever-changing business.
- Mike Evans - VP Sharp Image Energy, Inc. - Big Spring, Texas
CBS has handled our insurance needs for many years. The knowledge of the experienced staff is invaluable. When we call with a question or a request, we are always attended to promptly with a personal reply from someone who knows our needs and our name. We truly appreciate the friendly service we continually receive.
- Bud Darby - WIMSCO, Inc., Nation Wide Products - Abilene, Texas